2026 FDD Issued May 7, 2026 Minnesota Commerce (CARDS)
Snap Fitness Franchise Cost (2026)
A Snap Fitness franchise costs an estimated $554,731 – $827,621 to open, according to Item 7 of the 2026 Franchise Disclosure Document (FDD). That total includes the $39,500 initial franchise fee (Item 5) and covers this format: Single Club, 4,000 to 6,000 square feet. Item 6 lists royalty fee: $725 per month, subject to the conditions below. This record has unresolved source-review issues and was published provisionally before independent verification was complete.
Read the source-review hold before using these figures.
- Total investment
- $555K – $828KItem 7 source and qualifications
- Franchise fee
- $39.5KItem 5 source and terms
- Royalty
- $725 per monthItem 6 conditions and fee bases apply
- Brand fund
- $518 per monthItem 6 conditions and fee bases apply
What stands out about Snap Fitness
Fitness equipment and leasehold improvements dominate the single-Club opening estimate. Item 7 bases those figures on a Club within a specified floor-area range, and the document says a larger Club or additional equipment may cost more. The additional-funds estimate also leaves out hourly labor, permits, and licensing. A reader comparing this estimate with another gym format needs to account for those exclusions and for any occupancy costs beyond the period shown in the table.
The royalty is a fixed monthly charge, but that is only part of the fee schedule. Each enrolled membership adds a maintenance charge, and each new agreement triggers a separate fee. The national marketing and technology charges are fixed monthly amounts, while a reimbursement-processing charge depends on qualifying member payments. Summit and lodging charges are due even if the owner does not attend. A single sales figure cannot calculate the total of these different fee bases.
Item 19 gives sales for a broad group of franchised Clubs and presents the much smaller corporate-owned group separately. The franchised average and median are sales before Club expenses. Item 20's all-state table shows the franchised network shrinking in each disclosed year, with non-renewals and other cessations exceeding new openings. The company-owned table appears to repeat a year label in several state rows, so the draft keeps calculated outlet comparisons on hold pending clarification of that printed table.
What are the initial franchise fees and financial requirements for Snap Fitness?
Item 5 lists an initial franchise fee of $39,500 for Snap Fitness. Check the cited Item 5 for payment timing, discounts and format-specific terms.
The initial fee for one new Club is $39,500. Existing franchisees adding a Club and qualifying veterans are offered a $34,500 fee. An Area Development Agreement covering at least three Clubs starts with an $89,500 development fee, with additional Clubs at $25,000 each; amounts are credited against Club franchise fees. Item 5 also requires $20,000 in grand-opening marketing and a $500 one-time door-access setup fee before opening.
Source: Snap Fitness 2026 FDD, Item 5, PDF p. 15.
This record lists no minimum net worth or liquid-capital requirement for Snap Fitness, because no sourced figure has been recorded. Ask the franchisor for its current financial qualifications in writing.
How much does it cost to open a Snap Fitness franchise? (Item 7)
Source: Snap Fitness 2026 FDD, Item 7, PDF p. 21.
Item 7 of Snap Fitness’s 2026 Franchise Disclosure Document estimates the total cost to open one single club, 4,000 to 6,000 square feet at $554,731 – $827,621. This total includes the initial franchise fee.
| Expense Category | Low ($) | High ($) |
|---|---|---|
| Initial Franchise Fee | $39,500 | $39,500 |
| Grand Opening Marketing | $20,000 | $20,000 |
| Insurance, 3 months | $1,731 | $3,121 |
| Leasehold Improvements | $175,000 | $300,000 |
| Exterior Signage | $10,000 | $20,000 |
| Furniture and Fixtures | $20,000 | $30,000 |
| Fitness Equipment | $200,000 | $250,000 |
| Technology | $15,000 | $20,000 |
| Travel and Training Expenses | $2,000 | $3,500 |
| Professional Fees | $5,000 | $30,000 |
| Miscellaneous Opening Costs | $5,000 | $10,000 |
| Occupancy, 3 months | $26,500 | $36,500 |
| Lease Deposits | $10,000 | $15,000 |
| Additional Funds | $25,000 | $50,000 |
| Total | $554,731 | $827,621 |
For comparison, the median high-end investment among 7 fitness records without a source-review hold is $1,029,811.
The table includes printed subtotals that are not duplicated as expense lines. Its estimates assume a 4,000 to 6,000 square foot Club and omit shipping and freight unless specified. Item 7 Note 11 says hourly labor, permits, licensing, and rent beyond the listed occupancy estimate are not included in additional funds.
What ongoing royalties and fees does Snap Fitness charge? (Item 6)
Source: Snap Fitness 2026 FDD, Item 6, PDF p. 17.
Item 6 of Snap Fitness’s 2026 FDD lists the charges below. Recurring charges and charges triggered by a transfer, renewal or other event have different conditions. Read each fee’s basis and notes before comparing rates.
How to read an Item 6 fee table.
| Fee Type | Amount / Rate | Payment Frequency | Notes & Source |
|---|---|---|---|
| Royalty Fee | $725 per month | Every period | Subject to a CPI-based annual adjustment. (Item 6, PDF p. 17) |
| Membership Maintenance Fee | Varies | Every period | $0.73 per month for each membership enrolled at the Club, subject to CPI adjustment. (Item 6, PDF p. 17) |
| New Membership Fee | Varies | When it applies | $7.25 for each new membership agreement, billed monthly; the total depends on new memberships. (Item 6, PDF p. 17) |
| National Marketing | $518 per month | Every period | Subject to CPI adjustment. (Item 6, PDF p. 17) |
| Local Marketing Fund or Cooperative Advertising Contribution | $200 per month | When it applies | Applies if the franchisor establishes and requires a local fund or cooperative. (Item 6, PDF p. 17) |
| Local Marketing | $400 per month | When it applies | Item 6 Note 4 calls this a recommended minimum expenditure rather than a mandatory periodic fee. (Item 6, PDF p. 17) |
| Technology Fee | $450 per month | Every period | Subject to CPI adjustment. (Item 6, PDF p. 17) |
| Door Access Cards | Varies | When it applies | Currently $7 per additional card, purchased as needed in minimum quantities of 100. (Item 6, PDF p. 17) |
| Digital Door Access Credentials | Varies | When it applies | Currently $7.56 per additional digital credential if implemented. (Item 6, PDF p. 17) |
| Snap App Fee | $159 per month | When it applies | Charged only if the proprietary app is implemented. (Item 6, PDF p. 18) |
| Insurance Reimbursement Processing Fee | $45 per month | When it applies | Applies in months when qualifying membership-dues reimbursements are $35 or more. (Item 6, PDF p. 18) |
| Medical Panic System | $29.95 per month | Every period | (Item 6, PDF p. 18) |
| Summit | $750 per year | Every period | Current summit fee; Item 6 Note 7 says payment is mandatory regardless of attendance. (Item 6, PDF p. 18) |
| Summit Lodging | Varies | Every period | Actual cost; estimated $800 to $1,000 from prior summit rates. Item 6 Note 8 says payment is mandatory regardless of attendance. (Item 6, PDF p. 18) |
| SMS Messaging Fee | Varies | When it applies | Possible future charge of $0.02 per SMS credit if implemented. (Item 6, PDF p. 18) |
| Audits | Varies | When it applies | Audit cost plus interest if an audit finds at least 2% underreporting or unpaid employee entitlements. (Item 6, PDF p. 18) |
| Mystery Shopper Fee | Varies | When it applies | Cost of a mystery shopper program if imposed. (Item 6, PDF p. 18) |
| Transfer Fee | Varies | When it applies | $5,000 for transfer to an existing franchisee; otherwise the then-current initial fee. A temporary program through April 30, 2027 lists $10,000 for a new-system buyer and $2,500 for each additional Club in the same transaction. (Item 6, PDF p. 18) |
| Renewal Fee | $0 | When it applies | The FDD expressly lists a $0 renewal fee. (Item 6, PDF p. 19) |
| Costs and Attorneys' Fees | Varies | When it applies | Legal expenses caused by franchisee noncompliance. (Item 6, PDF p. 19) |
| Insurance | $576.85 per month | When it applies | Snap Asset Protection Plan charge; Item 5 permits insurance from another compliant source. (Item 6, PDF p. 19) |
| Interest and late fee | Varies | When it applies | 18% annual interest plus a late fee of the greater of 10% of past-due amounts or $150 per month. (Item 6, PDF p. 19) |
| Indemnification | Varies | When it applies | Amounts arising from franchise-operation claims. (Item 6, PDF p. 19) |
| Supplier Review Fee | Varies | When it applies | Actual costs, currently expected at $1,000 to $3,000 but possibly higher. (Item 6, PDF p. 19) |
| Additional Assistance or Training | Varies | When it applies | Currently $250 per day plus travel if additional assistance or training is required. (Item 6, PDF p. 19) |
| Securities Offering Costs | Varies | When it applies | Actual review expenses if the franchisee conducts a private securities offering. (Item 6, PDF p. 19) |
Explore annual fees and payback assumptions
This fee schedule cannot be reduced to the calculator’s simple sales-based formula. Enter your own assumptions and check them against the Item 6 terms.
Snap Fitness startup investment and modeled fees over 10 years
A source check placed this record on review hold. Automatic fee estimates are withheld until the outstanding issues are resolved. The Item 6 schedule includes a fixed monthly royalty, member-count and new-member charges, a conditional reimbursement fee, and mandatory summit lodging at actual cost. Annual sales alone cannot establish total recurring fees, so the simplified fee model is withheld. See the fee amounts and definitions in Item 6 above. Open the calculator with your own assumptions.
Item 20: Snap Fitness franchised outlet history
Source: Snap Fitness 2026 FDD, Item 20, PDF p. 56.
Item 20 Table 3 reports 460 franchised outlets at the end of 2025. The company-owned table reports a further 8 outlets.
| Year | Franchised at Start | Opened | Reported Exits | At End | Franchise Exit Rate (%) |
|---|---|---|---|---|---|
| 2023 | 547 | 2 | 39 | 510 | — |
| 2024 | 510 | 6 | 32 | 484 | — |
| 2025 | 484 | 1 | 25 | 460 | — |
Calculated outlet totals, net growth and exit rates are withheld because this record has not cleared the current Item 20 source checks. The table retains the outlet counts printed in Item 20. Read the unresolved source issues.
Reported exits include terminations, non-renewals, franchisor reacquisitions and other cessations. A reacquired outlet may continue operating. How we calculate the exit rate. How to read the Item 20 outlet tables.
19 units changed owners in 2025.
Table 3 all-state totals are on PDF page 56; Table 2 transfer totals on page 53. Company-owned Table 4 totals are on page 57 and agree with the 2023-2025 system summary on page 51, although several individual Table 4 state rows repeat the 2024 year label for their final row.
How much do Snap Fitness franchise owners make? (Item 19)
Source: Snap Fitness 2026 FDD, Item 19, PDF p. 48.
Item 19 of the 2026 FDD reports average Sales per Year, All Clubs of $277,584 (2025 calendar year, 459 franchised Clubs from the 460 U.S. Clubs at year-end). Snap Fitness’s Item 19 reports sales but no profit, costs or owner pay. Rent, payroll, supplies, loan payments and Item 6 fees come out of sales before an owner is paid, so these figures cannot show what an owner earns.
Read the source-review hold before using this figure.
See every Snap Fitness Item 19 figure, with its period and sample.
Payback calculator (enter your own assumptions) Check any inputs against this record’s Item 7 startup costs and Item 6 fee rules.
How to interpret Snap Fitness’s Item 19 figures and sample limits.
How long is the Snap Fitness franchise agreement term?
Source: Snap Fitness 2026 FDD, Item 17, PDF p. 38.
The standard Snap Fitness franchise agreement runs 10 years, with renewal terms of 10 years.
Unlimited additional conditional ten-year renewal terms under the Franchise Agreement.
How long does it take to open a Snap Fitness franchise? (Item 11)
Source: Snap Fitness 2026 FDD, Item 11, PDF p. 31.
Item 11 of the 2026 FDD states the time from signing the Franchise Agreement to opening: approximately 6 to 12 months. The agreement requires you to open The Club must open within one year after the agreement is signed..
Franchises with a similar investment range
These published records are selected by proximity to Snap Fitness’s $554,731 low-end Item 7 investment, starting with Fitness. Formats, fees and source qualifications differ; the figures are not interchangeable budgets:
- Anytime Fitness $539K – $905K Fitness
- Pure Barre $455K – $736K Source review pending Provisional publication Fitness
- Dunkin' $532K – $1.83M Source review pending Provisional publication Restaurants & Food
- Pet Supplies Plus $520K – $1.82M Pet Services
- Kiddie Academy $590K – $1.01M Children’s Services
- Fatburger $517K – $2.66M Source review pending Provisional publication Restaurants & Food
Compare other fitness franchises
Sources
Snap Fitness, Inc. Franchise Disclosure Document, issued May 7, 2026, as filed with the Minnesota Commerce (CARDS). Read the source FDD PDF. How to get this FDD yourself.
- Item 5: cited PDF p. 15
- Item 6: cited PDF p. 17
- Item 7: cited PDF p. 21
- Item 19: cited PDF p. 48
- Item 20: cited PDF p. 56
- Agreement term (Item 17): cited PDF p. 38
Page references for Snap Fitness use the PDF viewer's digital page count, not printed page headers. Some viewers download the document instead of opening the referenced page.
If the state document viewer does not open, use Minnesota Commerce's public filing instructions to look up the filing by franchisor name and document date.
Document & verification changelog
- November 3, 2026: Provisional publication approved per owner directive: Owner authorized provisional publication on November 3, 2026. The FDD's Item 20 state-row year labels conflict with its totals; sourceReview retains the issue and this record is not independently verified.
- November 3, 2026: Initial cost profile published from the 2026 Franchise Disclosure Document (issued May 7, 2026).
- November 2, 2026: Source review hold recorded. Unresolved corrections are listed in this source section.